THE BLAYA BLOG
Accept payments on your phone, send payment links and work as a team: practical guides to choosing the right flow and keeping clear records.
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How can you accept cards without a terminal? Which phone, which app and what should you check? Start with the payment flow.
Read the guideTHE RIGHT ADVICE AT THE RIGHT TIME
App, contactless payment, fees and tracking: how to take card payments on your phone, and when to use a payment link instead.
Read the guide — How to accept card payments on your phone without a terminalUnderstand Tap to Pay for businesses: the merchant’s phone, the customer’s card, the app and how it differs from Apple Pay or a QR code.
Read the guide — What is Tap to Pay and how does it work?Which iPhone can accept payments? Check the model, iOS, payment app and account activation before your first transaction.
Read the guide — Tap to Pay on iPhone: compatibility and setupNFC, Android version, security and payment app: what to check before accepting card payments on an Android smartphone.
Read the guide — Tap to Pay on Android: is your phone compatible?Compare the customer experience, equipment and use cases: card terminal, payments on a phone and checkout through a link or QR code.
Read the guide — Card terminal, Tap to Pay or payment link: which should you choose?Cards on a phone, links, transfers or cash: choose for your business and keep each payment easy to track.
Read the guide — Which payment methods should you offer customers?The merchant uses Tap to Pay; the customer can use a card or wallet. Understand the roles behind contactless payments.
Read the guide — Tap to Pay, Apple Pay and Google Pay: who takes payment?From account activation to receipts: prepare your first contactless payment, tracking and a backup before meeting the customer.
Read the guide — Your first payment on a phone: a business checklistSet the amount, send the link by text or email and check payment: a guide to getting paid remotely without an online store.
Read the guide — How to create and send a payment link without a websiteWhat should a payment message say? Two templates, checks before sending and practical ways to avoid confusing requests.
Read the guide — Sending a payment link by text or WhatsApp: examplesExplain the deposit, send a request for the correct amount and keep one reference through to the final balance.
Read the guide — Request a deposit by payment link, then collect the balanceCompare customer steps, invoice references and tracking to choose between a bank transfer request and a payment link.
Read the guide — Bank transfer or payment link: which should you offer?Check payment before chasing. Then send a clear message with the invoice, amount, due date and link without duplicating requests.
Read the guide — Payment reminders: messages and a practical methodAvoid amount errors: use a fixed request for an agreed sum and a customer-entered amount only when it fits the use case.
Read the guide — Fixed or customer-entered payment amount: when to use eachDistinguish the merchant account, customer checkout and bank authentication to explain the payment flow clearly.
Read the guide — Does a customer need an account to pay by link?Identify whether scanning, connectivity or the payment request is the problem, then offer a solution without creating a duplicate.
Read the guide — Payment QR code or link not working: what to checkOrganise payments taken by phone and link: find the customer, spot pending requests and avoid unnecessary reminders.
Read the guide — Tracking customer payments: amount, status and sourceUnderstand what a receipt does, which customer details to collect and how to connect it to an invoice after a phone or link payment.
Read the guide — Payment receipt and invoice: what is the difference?Invoice, quote, name or service: choose a short, useful reference to find payments without collecting unnecessary information.
Read the guide — What reference should you put on a payment request?Understand why a confirmed payment may not appear immediately in your bank account and how to track its payout.
Read the guide — Payment received versus money in the bank: what is the difference?Find the original transaction, check the refundable amount and follow the result to avoid duplicate refunds.
Read the guide — Refunding a customer payment: checks that matterShared references, deposits, balances and grouped payouts: a practical way to connect customer payments to invoices.
Read the guide — Matching payments to invoices without mistakesPercentage fees, fixed charges, subscriptions and average sale: calculate the cost of phone and remote payments rather than comparing one headline rate.
Read the guide — Tap to Pay and payment link fees: how to compareDistinguish a reading error, a decline and an uncertain result. Check the status before retrying a phone or link payment.
Read the guide — Payment declined or pending: what to do with your customerMembership fees by link, sales at events and volunteer access: organise payments without mixing amounts or responsibilities.
Read the guide — Collecting association membership fees and event paymentsOrganise payments across a team: individual access, useful permissions, shared references and removing a departing member.
Read the guide — Taking payments as a team: access, phones and trackingRepairs, markets or home services: prepare battery, connectivity, amount and a backup option to take payments away from your premises.
Read the guide — Taking payments on the move: prepare your phone and recordsOrganise payments across a stand, mobile team or several locations without mixing access, references and totals.
Read the guide — Several phones and payment points: keeping clear recordsSingle sessions, bookings or packages: choose when to request payment and track payments separately from completed sessions.
Read the guide — Coaches and tutors: collecting payment for sessions and packagesOrganise photography payments with a project reference, separate requests and clear tracking through to delivery.
Read the guide — Photographer payments: deposits, sessions and balances